Baccarat – OnlineCasinoNZ

Learn everything you need to know to get started playing Baccarat on NZ online casinos

Baccarat is a legendary casino game which is known to been played for hundreds of years. The first mentions of the baccarat game are from 15th century Italy, where it was especially popular amongst the aristocracy. Nowadays you don’t have to be an aristocrat to play baccarat, since the game is available in dozens of popular Kiwi casinos online.


In this simple card game you don’t have to do anything else than bet on the Player or the Banker – or a Draw, if you feel like gambling with weaker odds. The RTP on Draw option is so low, that generally speaking baccarat is a game with two betting options. Both of them have an RTP of nearly 99 %, so it is easy to understand why baccarat is still very popular amongst the high rollers.

In this article we’ll take a closer look at baccarat online, how to play baccarat, and everything else you might need to start playing baccarat at the best online casinos NZ. You can even play for free without registering an account, if you don’t want to put your own dollars at stake!

Baccarat Online NZ – The High Roller Favourite

If you’re one of those players looking for a nice and easy casino card game, then baccarat might be just the game for you. This popular game has for a long time been the high roller favourite at brick and mortar casinos. At online casinos baccarat has taken a slightly longer time to rise in popularity, but now with the great live baccarat games it has also become a player favourite on many NZ casinos.

Just like most other classic casino games, baccarat online is available both as an RNG version and as many live casino variants. Not as many as blackjack or roulette, since the baccarat is quite a straightforward game, but still. You can play baccarat online for free as long as you like, if you want to first try out your baccarat skills without real money. This can be done in all RNG baccarat games – just pick one and open it in demo mode, and you are ready to go.

Baccarat online does not require any specific strategy from the player. It is a pure game of chance, where you can place your bet and sit back watching how the game round plays out. If you’re wondering how to play baccarat, keep on reading, and we will explain the baccarat rules to you later on. They are easy enough to learn, so you’ll be enjoying online baccarat in no time.

We recommend choosing live baccarat, even if you’re just a beginner. There’s no extra risk, since you can’t make any wrong decisions, and baccarat is one of those casino games that relies a lot on its great atmosphere.

Choose the Best Baccarat Casino at

Ready to try out baccarat online? Then it’s time to choose the best baccarat casino NZ to suit your needs. This popular card game is available on most online casinos, but not necessarily in all. Any decent live casino should feature baccarat though. Sometimes you can find the game with another name, Punto Banco, but you can rest assured that the game itself is the same old baccarat with the same rules.

The best baccarat casinos online offer a few different variants of the game. But as we said earlier, there aren’t that many different versions available as in poker games or other casino games. Therefore you have plenty of good options for best baccarat casinos, which you can find on this page as well. We have thoroughly tested and reviewed all the NZ casinos you can find at, so you can play at any one of them with your mind at ease. They are safe, secure, and offer the best casino experience for all kinds of New Zealand players.

How to recognize the best baccarat casinos online:
  • Has a live casino with the most popular baccarat games available
  • Also offers some RNG baccarat games to play for free
  • Baccarat bonuses and campaigns are a rarity, but the best casinos can offer even them
  • The site works well both on a desktop and on mobile devices
  • Plenty of other games available as well, in case you get tired of baccarat

Live Baccarat Offers the Authentic Experience


Like we mentioned above, baccarat is one of those casino games that can be best enjoyed at the live casino. Live baccarat is simply so much more entertaining than the old RNG games, that we recommend everybody to head straight to the live baccarat tables. Alright, if you want to get the feel of the game first, play baccarat for free at the RNG tables, but there is no learning curve or strategy involved in this game at all.

When it comes to live baccarat, you can find a few different versions of the game from different live casino providers. There are for example many baccarat tables where the game is played in a brick and mortar casino, making it feel like you are sitting at an authentic baccarat table.

These different live baccarat games do not differ from one another too much. Sure enough, all the game providers have their own style when it comes to design and such things, but the game itself stays basically the same. The biggest differences are in speed and the way the cards are revealed. In some live baccarat games you can even open the cards yourself by squeezing them with a mouse click, making the playing experience even more fun than at a brick and mortar casino. There you’re better off not touching the cards in any game!

All the modern live baccarat games can be played nowadays on mobile devices as well. This makes it extra fun and easy to play baccarat online. Whenever you happen to have a dull moment, just pick up your phone and you can sit at the live baccarat table in less than a minute. Many people also enjoy playing the game on a tablet, which works perfectly with live baccarat online.

Play Baccarat Online for Free


If you are still not completely sure how to play baccarat, or want to try a new betting strategy, you can opt to play baccarat online for free. This can be done in all the RNG baccarat tables, which you can find in the table games section of your chosen casino site. There is usually a search option available as well, so that you can easily locate the games you’re looking for. If no baccarat games come up in a search, try typing in Punto Banco instead.

You can play baccarat for free by simply hovering your mouse cursor over the game icon. There’ll be an option available to start the baccarat game in demo mode, allowing you to use free credits to bet. These credits don’t have a real money value, so all the winnings will unfortunately be only of virtual nature.

Be that as it may, playing baccarat online for free offers a great chance to learn how to play baccarat and clarify any doubts you might have about the game. In case you’re a more advanced baccarat player, you can also test new betting strategies by playing free baccarat. Martingale, D’Alembert, and other popular blackjack and roulette strategies can be easily used in baccarat as well. By playing for free you can see how playing baccarat with these strategies changes the variance and the game experience.

Baccarat Rules – How to Play Baccarat?


We have talked a lot about baccarat already, but how is this card game actually played? Even though we mentioned that baccarat is an easy game, the baccarat rules as such are not as simple as one might think. But the good thing is, you don’t even have to know all the rules by heart to enjoy the game.

The aim of baccarat is to guess which one, Player or Banker, hits closer to hand value 9. This is the best hand you can get in baccarat. Besides these two outcomes there’s also the possibility of a draw, which can also be bet on. That is rarely done though, as the house edge is significantly higher on Draw bets.

Baccarat Game Round

The baccarat game starts with a betting round, where you can place your bet on Player, Banker, or Draw. After this the player will be dealt two cards. If these cards have a total value of 8 or 9, the game round is over and the Player has won. If the value is 6–7 the Player’s turn ends, and it is Banker’s time to draw cards. In case of total value between 0 and 5 the Player will draw a new card.

Sounds easy right? This is where baccarat rules get more complicated. The Banker will draw cards based on the third card drawn by the Player, meaning that the Banker rules change on every game round a little bit. Thankfully you don’t have to know these rules. At the live casino the dealer will handle everything, and you can just enjoy the game and relax.

Baccarat Card Values

In order to understand how to play baccarat, you’ll have to be familiar with the card values used in the game. They are exactly the same as in blackjack with one exception: the ace is always worth 1 point. Otherwise you’ll feel straight at home, if you have played blackjack before.

Baccarat card values are as follows:

  • Ace is always 1
  • Tens, Knights, Queens, and Kings are 10
  • Other cards are worth their normal points

The important thing to understand about baccarat card values is that a baccarat hand can never be worth more than 9. Once you reach a total of 17, for example, the first digit will be removed and the hand value is actually 7.

Baccarat Odds

Saying that the best baccarat strategy is simple would be an understatement. Since there are only three betting options and no decisions after the initial bet, it is of course easy to figure out, how to play baccarat with best odds.

The baccarat odds for the three betting options are as follows:

  • Banker pays back 1:1 and has RTP of 98,94 %
  • Player pays back 1:1 and has RTP of 98,76 %
  • Tie pays back 8:1 and has RTP of 85,56 %

As you can see, there is no great difference between betting on Banker or Player. At brick and mortar casinos it is generally regarded as bad baccarat etiquette to bet on the Banker, but online baccarat is different. Just bet on the Banker if you want to get the best RTP out of baccarat, even though betting on the Player is slightly more exciting, as you can win the game rounds straightaway with only 2 cards.

Best Baccarat Games Online


Baccarat games online don’t offer a whole lot of variety, as the baccarat rules don’t really change from one baccarat game to another. Therefore the biggest difference between different baccarat games online is in design, speed, stake limits, and options on opening the cards. Below you can find a couple of the best live baccarat games online to try out at your new casino online.

Live Speed Baccarat

One online baccarat live game round takes on average 48 seconds. This is much faster than at brick and mortar casinos, but why not aim higher? This is just what Evolution Gaming has done by developing a Live Speed Baccarat, where the game rounds are nearly 50 % faster!

In Live Speed Baccarat there’s not much time to think, but do you really need time in baccarat? An average game round takes only 27 seconds, so if you like high speed casino entertainment, this is definitely the best online baccarat game for you.

Live Baccarat Squeeze and Control Squeeze

Squeezing in baccarat means opening the cards slowly instead of just setting them on the table with the face side up. This can be done in two different ways, which are available in Evolution Gaming’s Live Baccarat Squeeze and Control Squeeze games.

In Live Baccarat Squeeze the squeezing is done by the dealer. The hand with less bets, meaning Player or Banker, will be revealed instantly. The second will be squeezed open in very nice looking, zoomed in camera angles, which really add excitement to the game.

In Live Baccarat Control Squeeze the players are in control. The cards will be laid on the table face down. Below both hands there is a camera, which will then be used to allow players to squeeze the hands open by themselves. Nice idea that works really well – you can even squeeze the hands open more slowly by clicking the edges of the cards.

Salon Privé Baccarat

If you want to play online baccarat in the most exclusive way, head towards the Salon Privé Baccarat tables. This is Evolution Gaming live baccarat is not for everybody, though, since just sitting at the table requires about 10 000 dollar stack. In other words, Salon Privé offers real high stakes baccarat, just the way it has been played at brick and mortar casinos for decades.

In return for playing with such high stakes, the players will obviously be treated like real VIPs. If for example the players don’t like the dealer, he or she will be quickly replaced by the VIP manager. The game itself does not change, but the baccarat game experience online could not be better.

Frequently Asked Questions – Baccarat


How to Play Baccarat?

Playing baccarat is not difficult at all. This card game is based on a simple choice of betting either on Player or the Banker. There is also a Draw option available. Once the betting round is finished, the game plays itself. Both the Player and the Banker will have a hand dealt to them, and the winner is the one ending up closer to total points of 9. Winning bets pay always 1:1.

Can I Get Baccarat Bonuses Online?

Getting baccarat bonuses online is quite difficult, since the game offers a very high Return to Player. Therefore there aren’t many casinos available which will offer bonuses for baccarat players. In some rare cases you might get free money to baccarat when signing up, and there may be cashback offers or other miscellaneous campaigns available as well.

What Is the RTP in Baccarat?

The RTP in baccarat is very nearly 99 %. If you bet on the Banker, the house edge is only 1,06 %, making baccarat one of the best casino game options available online. Even the Player bet has a very low house edge, namely 1,24 %. If you want to enjoy high RTP in baccarat, avoid betting on Draw, since the house edge is much higher: 14,44 %.

How to Find the Best Baccarat Casino Online?

You can find the best baccarat casino online easily by visiting our site and browsing the dozens of NZ casinos available. We offer a high quality selection of online casino sites, including many great options for baccarat players. All the best baccarat casinos online offer both RNG and live casino baccarat and allow you to play baccarat for free as well.

What Is the Best Baccarat Strategy?

There aren’t any special baccarat strategies available, but you can definitely use some classic betting strategies in this classic card game. One of the best baccarat strategies must be the Martingale strategy, which is widely used in blackjack and roulette as well. Also the Paroli and D’Alembert strategies can be easily adapted to baccarat games.