NZ Credit Card Casinos

Credit cards have been around since about the 1950s, and have proven immensely popular and useful. Their roots obviously lay in credit itself, though it wasn’t until more modern times that this payment method became universal. That is, you could use in several points of purchase rather than with just one merchant. Today the two most popular brands are Visa and MasterCard, both which are available for use in our favourite NZ online casinos.

Of course, the older credit cards were much different from the ones we have today. Not to mention that internet and electronic payments, as well as online banks, have become a considerable challenger for this method of transferring funds. At the end of the day though, credit cards are perhaps the sole way of playing for credit at online casinos. However, let’s make clear that the idea of credit cards is not to overspend and take debt. It is simply to pay with the credit card now, and then settle the payment with your bank or credit provider later.

Credit Card Casinos

Though credit cards are pretty much universally accepted, and not just at online casinos, do remember to keep your eyes open for some extra rules. For example, in some cases it’s not possible to withdraw back into the credit card, in which case you will need an alternate payment method. These sort of rules are much more common with MasterCard than with Visa, and they generally have nothing to do with the online casinos themselves. Simply put, withdrawals to credit cards are not possible, not allowed, or not allowed in case of gambling wins.

In New Zealand, withdrawals to credit cards are commonly accepted.

Though other payment methods have gained popularity, the fact remains that credit cards are probably the most common payment method online. There are a couple of reasons for this. First off, they are secure and trustworthy payment methods, often backed by real life financial institutions. Or in other words, your bank. Secondly, they are international payment methods, as Visa and MasterCard are both companies that have a presence throughout the whole world. This makes moving money fast in either direction. Thirdly, you probably already have one. Why register for Neteller, Skrill or PayPal, or buy Paysafecard for that matter, when you can simply use your credit card.

Apart from some of the very latest cryptocurrency casinos, you’ll find that pretty much all online casinos are credit card casinos.

How Credit Card Casinos Work

Do remember to pick an online casino with a proper licence to operate in NZ, as this adds an additional layer of security and safety. That said, using credit card casinos is pretty easy. All you need to do is open up an account at one of our suggested NZ online casinos, head to the cashier and choose your credit card as a deposit method. Enter the number and details, and you’re good to make your first deposit. Once done, the money should arrive in your casino account instantly.

After you win the withdrawal can be done with the same functions. Simplu go to the cashier, choose your credit card as the withdrawal method (the details should already be present), enter the sum and follow the prompts. It might take a bit longer for the withdrawal to be processed, and generally takes anywhere from one to five business days for the money to arrive in your bank account. 

And that’s how easy it is. Do notice that there are some fees included in these transactions. Those fees do not come from the online casinos, but from the credit card and banking institutions, which is the same as if you used this payment method anywhere else.

No Compromises With Security

Online casinos and their servers are some of the safest in the world. They have to be, especially when it comes to handling money and game rounds. Even though you will be entering your credit card information, you can rest assured that your personal details will be protected, and won’t be available for any third party no matter what.

At the same time, do keep your own security and safety at top level. Online casinos might ask you for verification details, and then make sure to follow the instructions exactly as told.

When it comes to the credit cards themselves, you can be sure that they come with world-class safety features. MasterCard and Visa are amongst the biggest companies in the world, and certainly some of the biggest financial institutions. They have decades of perfecting their security measures, and procedures for all sorts of situations that might arise. And then there’s the added benefit of your personal bank, which adds another layer of security measures to ensure that it’s completely safe to use your credit cards in an online casino.

Consider Debit, Virtual and Prepaid Cards Too

All of the above are excellent options as well. The case might have been a bit different a decade or two back, but today the added benefit of playing with a credit card is not that obvious. Remember, these types of cards were created when it wasn’t possible to check your bank balance from anywhere in the world, any time. Using a debit card leaves out the hassle of paying off the balance at the end of the month. Virtual and Prepaid cards are offered by services like Skrill and Neteller, which allow you to deposit and withdraw directly through these means.

Do notice that we’ve mentioned mostly MasterCard and Visa in this article, and that’s because those are the two most common credit cards. Credit card casinos don’t tend to accept other cards, though you should always check this individually. American Express is one option that is sometimes available. 

How to Choose the Best Credit Cards Casino

First you need to go through the basic steps. Read our NZ online casino reviews, check which ones have the sort of games that you like, how their customer service fares, if they offer mobile gaming, and other such points of importance. But truly, the part that you want to check to choose the best credit card casino is the banking rules, terms and conditions. 

How fast the casino processes payments, are there any fees, withdrawal limits, and which credit cards they support. That’s how easy it is to choose the right credit card casino, and we’ve even done all the work for you already. Check out our suggested credit card casinos and get right into the gaming!

Choose From All The Games

It’s good to know you’re not limited in any fashion when playing at credit card casinos. As usual, the method by which you make the deposits and withdrawals doesn’t affect the games you can play in any way. Pokies, live casino, poker, betting, it’s all good for gaming as soon as that deposit hits the casino account. And wins too can be withdrawn just as easily. Just make sure to check your bonus situation before cashing out. When you do get to making your withdrawal, make sure that it counts. Credit cards sometimes come with quite high processing fees.

Credit Card Casinos FAQ

1. What’s the difference between debit and credit card?

Debit cards will charge directly from your account balance, whereas credit cards give you credit. In other words, one has to settle the payment immediately whereas the other usually allows for settling the payment within one month.

2. Will I have to pay taxes when withdrawing to a credit card?

All of the wins are going to be entirely tax free for New Zealand casino players, and using this or that withdrawal method won’t change that fact.

3. Can I get bonuses when using credit cards?

You can and you most likely will. Unlike certain other deposit methods, credit cards do not block you from receiving any sort of casino bonuses. That they would, would be quite surprising, as credit cards are perhaps one of the most popular payment methods online. Remember, you can also get bonuses and perks from your credit card company!

4. Can I use someone else’s credit card to play at an online casino?

This would in most cases constitute a fraud, and in all cases a breach of rules. There is no way to even cash out any winnings, as they would require proving that the credit card is yours personally. Only ever use your personal payment methods at online casinos!

5. Are there any alternatives to credit cards?

If you’re thinking about the credit part, then there is no alternative. All the remianing methods, online banks, e-wallets, cryptocurrencies, are direct debit, which means that they are taken from existing balance. However, if you’re thinking about fast deposits and withdrawals, then you can use debit cards, or any of the previously mentioned deposit methods.